A group member asked, what should I do with so much USDC in such a good market? Sharing my journey of no FOMO and financial management. From my personal experience, regardless of bull or bear markets, the biggest fear is FOMO. After making some money with Trump $TRUMP, I experienced liquidation and significant drawdowns, until I suffered huge losses on a series of meme launches on boop. Only now, with this good market, have I recovered a bit. Floating profits are ultimately just a dream. During bad market conditions, here are the things I did: First, I developed the habit of writing a diary and keeping records. Just one or two sentences a day, not necessarily correct, reviewing my gains and losses. Second, I increased my pipeline income, like learning new skills, learning how to livestream on @Sidekick_Labs, and researching skills related to livestreaming and video. Third, I increased the proportion of stablecoin holdings, gradually shifting from $SOL-based diamond hands to U guards, and gradually pricing in U terms when trading on @Solana_zh. Fourth, I really wanted to work out, but I didn't actually do it, too lazy (XD). Some group members also noticed that I was frequently asking where the interest rates are high, where I can save money, mainly because I lost a lot 😭 and became more honest. And the Sui project, one of the top lending platforms on Binance alpha, @Scallop_io, is a good place for financial management. By the way, Sui has indeed been very impressive recently. Binance supported a series of token launches in the Sui alpha section, with the first being Scallop. Utilizing multiple lending platforms on Sui for circular lending financial management, the basic principle of circular lending is to provide higher capital utilization and interest through the interest rate difference between borrowers and lenders. Here, I'm looking at the veSCA subsidy mechanism on Scallop. The more veSCA, the higher the APR of token subsidy rewards, so big players can consider using some funds for hedging mining. Calculating without considering shorting fees, an APR of 20%+ should be achievable, but considering capital flexibility, it's recommended to choose idle money that you absolutely won't move for staking hedging.