Messari is also here to share his thoughts on @humafinance and the future of money is bright!
Messari is a leading provider of crypto market intelligence products that help professionals or organizations better understand projects!
Write the main points directly:
Huma Finance is a payment financing protocol that mainly solves the liquidity problem of cross-border payments and credit card settlements. While the process of traditional finance is slow and inefficient, Huma connects funders and borrowers through blockchain to improve efficiency and lower the barrier to entry.
It is now available in two versions:
✦ Huma Institutional is for institutional users, and KYC/KYB is required
✦ Huma 2.0 is open-ended, and retail investors can also participate directly and deploy funds into Huma's pools or some DeFi protocols.
It has issued $2.3 billion in credit lines and $4.5 billion in total trading volume, covering 12 active lending pools across Solana, Polygon, Celo, Stellar, and Scroll. The team also took $46 million in financing behind it, and the team is the type who understands finance and blockchain.
The next goals are to:
✦ Promote same-day settlement of cross-border payments
✦ Better combine DeFi and PayFi
✦ $10 billion in total trading volume by the end of 2025
✦ It will also bring the community in to participate in the construction of the protocol through governance tokens and airdrops
▰▰▰▰▰▰
In summary, this is a project that is putting real-world payment scenarios on the chain, and the follow-up airdrop will be a big move worth paying attention to!
#PayFi @KaitoAI @DrPayFi
Huma Finance, a PayFi protocol, delivers structured settlement liquidity for cross-border and other payments.
They have originated $2.3 billion in credit, with $4.5 billion in transaction volume.
$HUMA token just launched. Here's what to know ⬇️

19
45.51K
The content on this page is provided by third parties. Unless otherwise stated, OKX TR is not the author of the cited article(s) and does not claim any copyright in the materials. The content is provided for informational purposes only and does not represent the views of OKX TR. It is not intended to be an endorsement of any kind and should not be considered investment advice or a solicitation to buy or sell digital assets. To the extent generative AI is utilized to provide summaries or other information, such AI generated content may be inaccurate or inconsistent. Please read the linked article for more details and information. OKX TR is not responsible for content hosted on third party sites. Digital asset holdings, including stablecoins and NFTs, involve a high degree of risk and can fluctuate greatly. You should carefully consider whether trading or holding digital assets is suitable for you in light of your financial condition.