Messari 也来分享关于 @humafinance 了,钱途一片光明! Messari 是加密市场情报产品的领先提供商,帮助专业人士或机构更好的了解项目! 直接写里头的重点: Huma Finance 是个做支付融资的协议,主要解决跨境支付、信用卡结算这类场景的流动性问题。传统金融那一套流程又慢又低效,而 Huma 把资金方和借款方通过区块链连起来,提高效率、降低门槛。 它现在有两个版本: ✦ Huma Institutional 给机构用户用,要做 KYC/KYB ✦ Huma 2.0 是开放式的,散户也可以直接参与,把资金部署到 Huma 的池子里或一些 DeFi 协议中。 目前它已经发出了 23 亿美金的信用额度,总交易量也有 45 亿美金,覆盖了 12 个活跃借贷池,分布在 Solana、Polygon、Celo、Stellar 和 Scroll 上。背后融资也拿了 4600 万美元,团队是那种懂金融也懂区块链的类型。 接下来他们的目标是: ✦ 推动跨境支付能当天结算 ✦ 把 DeFi 和 PayFi 更好地结合起来 ✦ 在 2025 年底前做到 100 亿美金交易总量 ✦ 还会通过治理代币和空投,把社区也拉进来一起参与协议建设 ▰▰▰▰▰▰ 总结,这是一个正在把现实世界支付场景搬上链的项目,后续空投会是个值得关注的大动作! #PayFi @KaitoAI @DrPayFi
Huma Finance, a PayFi protocol, delivers structured settlement liquidity for cross-border and other payments. They have originated $2.3 billion in credit, with $4.5 billion in transaction volume. $HUMA token just launched. Here's what to know ⬇️
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