Seriously, this JPYC is an electronic payment method, just like cash. UST is a cryptocurrency. They are completely different. Stablecoins are a bit hard to understand.
When explaining JPYC, there are quite a few people who often bring up the example of Terra-LUNA, saying things like "that's why there's a significant possibility of de-pegging." I think there's no value in listening to such people. It's completely different, and for the explainer to make that comparison is just not right. It's the same as saying, "I don't know anything and I have no intention of learning."
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