PayFi Strategy Token price

Overview of the Huma Finance and JUP DAO Alliance Proposal The Huma Finance and JUP DAO Alliance Proposal consists of two main parts: JUP Staker Presale Allocation: 1% of Huma's total token supply will be allocated to JUP stakers at a valuation of $75 million (a significant discount compared to Huma's Series A valuation). DAO-to-DAO Treasury Swap: A token swap valued at $250,000 between the two DAOs at the same valuation, representing approximately 0.5% of JUP's treasury. All presale tokens will have a 3-month lock-up period, shorter than the 1-year lock-up + 3-year vesting period for team members and investors. About Huma Finance Huma Finance is a leading PayFi (Payment Finance) protocol that recently launched Huma 2.0 exclusively on Solana. They have previously collaborated with Jupiter DAO on past projects. Their liquid LP tokens (PST) are actively traded on the Jupiter exchange. The team emphasizes strong alignment with Jupiter DAO's philosophy and community values. Huma Tokenomics Total Token Supply: 10 billion Token Use Cases: Staking rewards, buyback and burn mechanisms, governance, and priority access to protocol features Team and investor tokens have a 1-year lock-up + 3-year vesting period Day 1 Circulating Supply: 18% Initial Airdrop: 5%, ecosystem allocation 38%, distributed via monthly airdrops CEX Listing: Planned for Q2 Community Questions Presale Mechanism No minimum JUP staking amount required to participate. Allocation will be proportional to staking amount. A cap system will be implemented, allowing users to purchase up to 5x their natural allocation (depending on overall participation). Snapshot Time: After voting ends Staking Rewards Huma token staking rewards will begin after the 3-month lock-up period ends. The protocol uses a VE model, where staking Huma tokens enhances LP position yields. PST Tokens PST (Huma's LP tokens) currently have limited liquidity due to high demand and a capital utilization rate of 98%. PST holders earn stable double-digit yields from fees generated by payment institutions. MPST (Maxi tokens) variants offer higher LP rewards but no USDC yields. Content Creation Huma will incentivize content creators through Kaito's leaderboard. These incentives are unrelated to any initiatives by Jupiter DAO. Important Disclosures Meow and Siong (Jupiter team members) invested in Huma Finance's previous funding round, with small amounts at a valuation higher than the $75 million presale valuation. Erbil (Huma co-founder) stated that although he is a JUP DAO staker, he will not participate in voting or the presale. The alliance primarily focuses on community alignment rather than financial incentives. Next Steps Voting: Starts May 18 at 23:30 and ends May 22 at 23:30. Presale: Begins a few days after voting ends. The Huma team will release more detailed tokenomics information before the presale. The proposal will include an FAQ section based on questions raised during this discussion. For more information, stay tuned for updates! @JupiterExchange @jup_dao @humafinance

Overview of the Huma Finance and JUP DAO Alliance Proposal The Huma Finance and JUP DAO alliance proposal consists of two main parts: JUP Staker Presale Allocation: 1% of Huma's total token supply will be allocated to JUP stakers at a valuation of $75 million (a significant discount compared to Huma's Series A valuation). DAO-to-DAO Treasury Swap: Tokens worth $250,000 will be swapped between the two DAOs at the same valuation, accounting for approximately 0.5% of the JUP treasury. All presale tokens will have a 3-month lock-up period, which is shorter than the 1-year lock-up + 3-year vesting period for team members and investors. About Huma Finance Huma Finance is a leading PayFi (Payment Finance) protocol, recently launching Huma 2.0 exclusively on Solana. They have previously collaborated with Jupiter DAO on past projects. Their liquid LP tokens (PST) are actively traded on the Jupiter exchange. The team emphasizes a strong alignment with the values and community ethos of Jupiter DAO. Huma Token Economics Total Token Supply: 10 billion Token Uses: Staking rewards, buyback and burn mechanism, governance, and priority access to protocol features Team and investor tokens have a 1-year lock-up + 3-year vesting period First-day circulation: 18% Initial Airdrop: 5%, ecosystem allocation 38%, distributed over several months CEX Listing: Planned for the second quarter Community Issues Presale Mechanism No minimum JUP staking amount required to participate. Allocation will be proportional to the staking amount. A cap system will be implemented, allowing users to purchase up to 5 times their natural allocation (depending on overall participation). Snapshot time: After voting ends Staking Rewards Huma token staking rewards will begin after the 3-month lock-up period ends. The protocol adopts a VE model, where staking Huma tokens will enhance LP position yields. PST Tokens PST (Huma's LP tokens) currently have limited liquidity due to high demand and a capital utilization rate of 98%. PST holders earn stable double-digit yields from fees generated by payment institutions. The MPST (Maxi token) variant offers higher LP rewards but no USDC yield. Content Creation Huma will incentivize content creators through Kaito's leaderboard. These incentives are unrelated to any initiatives by Jupiter DAO. Important Disclosure Meow and Siong (Jupiter team members) invested in Huma Finance's previous funding round, with a small amount at a valuation higher than the $75 million presale. Erbil (Huma co-founder) stated that although he is a JUP DAO staker, he will not participate in voting or the presale. The alliance primarily focuses on community alignment rather than financial incentives. Next Steps Voting: Starts on May 18 at 23:30 and ends on May 22 at 23:30. Presale: Begins within a few days after voting ends. The Huma team will release more detailed token economics information before the presale. The proposal will add an FAQ section based on questions raised during this discussion. For more information, stay tuned for updates! @JupiterExchange @jup_dao @humafinance

BREAKING: @humafinance proposes an alliance with Jupiter DAO! Read the details here:

Huma @humafinance is a project continuously called by @dov_wo after sign. My intuition tells me I absolutely cannot miss this. Recently, Huma has surged to the top of @KaitoAI's Pre-TGE list. The Huma 2.0 pool was fully subscribed within 24 hours of opening, with a trading volume exceeding $3.8 billion. After merging with Arf, Huma's cross-border payment capabilities have significantly increased, and it plans to expand into the Stellar ecosystem while exploring DePIN financing. 🪂 Huma big airdrop incoming 🔗: Funding strategy: Deposit USDC into the Huma protocol Classic mode: 10.5% annual yield + Feathers points (linked to $HUMA airdrop, 1x/3x/5x multiplier) Maximus mode: 0% annual yield, 5x/10.5x/17.5x Feathers rewards, locked for 3/6 months, up to 25x multiplier The core strategy is to deposit USDC, but currently, the two pools are full, so you need to wait for new capacity. This control is good; it's better than having no limit and ending up with losses. 📌 Feathers points estimation Huma's Feathers points are key to participating in the $HUMA airdrop. For every 1 USDC deposited, you earn approximately 3 Feathers (average value based on 94 million Feathers allocation). If the total airdrop value is $40 million, each Feather is worth approximately 0.319 USDC (i.e., 3.13 USDC per Feather). Classic mode is suitable for stable returns (10.5% annual yield + Feathers), while Maximus mode offers higher Feathers multipliers (up to 25x) but comes with lock-up risks. 📌 Project introduction Huma's core focus is addressing the pain points of traditional finance: slow SWIFT cross-border payments, high fees, and long settlement periods. Leveraging Solana's low cost ($0.00025 per transaction) and 400-millisecond confirmation speed, Huma provides instant settlement for businesses. In 2024, Huma processed $3.8 billion in transactions, generating $8 million in revenue, with projected revenue reaching $30 million in 2025 and maintaining a 0% default rate. Through the Arf platform, Huma taps into the $4 trillion cross-border payment market, with returns derived from real-world businesses (e.g., remittances, trade financing), offering annual yields of 10-15%, with 80% of revenue distributed to LPs. 📌 Huma's key advantages > Real returns: Returns anchored to global trade cash flow, not tokenized notes, resistant to market volatility. > Inclusive design: 1 USDC minimum deposit, allowing retail and institutional investors to share profits in the same pool. $PST tokens can earn yields on Jupiter and Kamino. > Hardcore products: Huma 2.0 offers revolving credit and accounts receivable factoring. Classic mode provides stable USDC returns + Feathers points (linked to $HUMA airdrop), while Maxi mode offers up to 25x Feathers rewards for 3/6-month lock-ups. > Open framework: PayFi Stack integrates transactions with compliance, lowering the entry barrier for businesses and potentially becoming an industry standard. Huma is also exploring DePIN financing, targeting the trillion-dollar decentralized infrastructure market. 📌 Funding and team Huma has secured $38 million in funding ($10 million equity + $28 million RWA), led by Distributed Global, with participation from HashKey, Folius Ventures, Stellar Foundation, and Turkey's İşbank venture arm TIBAS Ventures. The team is led by co-founders Richard Liu (7 years as a Google engineer) and Erbil Karaman (Facebook growth expert), with 10 core members combining financial and blockchain expertise, backed by Circle and Fireblocks.

$10M deposited in just 9 hours. The pool is now FULL. Thanks everyone for participating 🙇‍♀️ Stay tuned for what’s coming next 🌄