以前我总觉得,比特币有点像那种老小区的房东: 手里一堆房,市值两万亿,但就是不敢拿出来出租。 为什么?不放心中介、不想看合同、不想被人坑。 这就是现在大部分 BTC 持有者,对 DeFi 的真实状态。 以前那些封装比特币,问题也很直接: 要实名、要审批 背后一个机构说了算 出了事,小散根本没话语权 所以结果就是: DeFi 很热闹,但链上的比特币使用率不到 1%。 这时候 @Lombard_Finance 上来没搞那套老路子, 没发一个新的 XXXBTC,而是直接收了 Avalanche 上的 BTC.b: 已经被市场玩了好几年的老项目 流通近 5.4 亿美金,DeFi 里真有人用 社区、人、生态都现成的 然后在这基础上做两件事: 安全升级: 从一个机构托管,变成 15 家机构一起守, 不再是“一个人拿总钥匙”的模式。 多链扩展: 借助 Chainlink 等基础设施,把 BTC.b 从 Avalanche 拓到以太坊、Solana 等更多链上去用。 对老用户来说:界面不变、代币不变、体验不变,该怎么玩还怎么玩。 对整个行业来说,其实是底层换了发动机: 链上比特币终于有了一个更去中心化、更像“公共设施”的版本。 以后再看“链上比特币资本市场”这个说法, BTC.b 这步被 Lombard 接手、升级,多半会是一个绕不开的起点
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