I don't know where to start writing, it is estimated that a lot of people will run away immediately after the Monad mainnet is launched, but I hope you don't run so fast, because I think Monad has good things that haven't been released yet, and there are still big moves that haven't been released! If the ecology is these apps of the testnet, then there is no need to think about it, as soon as the Monad mainnet is launched, it is estimated that it will not be much better, and some people may say that this is the next bear chain! We don't see any awesome defi applications, but I don't think we need to worry too much, Monad itself is 100% EVM compatible, such a large public chain, and there are enough money, and there are enough resources, so it is still very simple for top DeFi protocols such as AAVE, Spark, and Pendle to launch the Monad chain. It is still very important to let these top DeFi protocols list Monad, after all, big investors care about security, and they can't put their money in some small protocols that have just been born, right? There is also a layout of Monad in payment, but I just don't see any applications, I think this should be a big move, it should be to surprise us? Previously, Monad had been compared to other general-purpose chains, but until Monad announced that they would support native USDC on the first day of mainnet and also acquired @portal_hq, it is possible that their strategy has tilted towards stablecoin payments! Monad_eco tweeted on August 24th, mentioning that Monad acquired Portal and pinned the news, so the follow-up payment app may be unveiled? I searched the Monad ecosystem and didn't find many apps for payments, except for @withAUSD and @DAUCards, so I think they should have apps about payments that are secretly under development. There is no exact information on the above, it is all my guess, but what is certain is that the stablecoin payment chain has more competitors such as Monad!