"⌞HUMA - The Wealth Management Hub for Big Players, the Piggy Bank for Retail Investors⌝" Currently, I have only encountered 2 projects that will still be in the spotlight after the TGE: @KaitoAI from the beginning of the year and the recently airdropped @humafinance. Their commonality is the ability to generate profits outside of their own ecosystems. Kaito has monopolized the traffic distribution business within the Web3 circle, currently reigning as the undisputed king of the traffic track PVP. Given the caliber of its competitors, it is highly likely that it will remain in the top position for a considerable time to come. On the other hand, HUMA's brilliance lies in extending its profit-making tentacles into the Web2 world. One could say that regardless of the fluctuations within the circle, I dance to my own tune, and my profitability is completely unaffected by various storms in the industry. HUMA's business model also endows it with the ability to transcend cycles. When you know a project can continue to be profitable and is likely to transcend cycles, ignoring it and not positioning yourself in advance will surely make you regret it in the next cycle if you are still around. ➣ The Wealth Management Hub for Big Players The guaranteed return of 10.5% in Classic mode + 1X points is already a compelling reason for you to participate. For retail investors, a 10% APR is certainly not enough to turn the tide, but for big players, obtaining guaranteed returns while also aiming for the second phase airdrop profits is currently the lowest risk and simplest option available in the market. The first phase airdrop is 5%, and the second phase is 2.1%. The actuarial masters have already provided a rough annualized return range for the second phase. I am a small retail investor and do not have the ability to guide big players' choices; I can only see from the perspective of the bottom tier that this might be the best choice within my understanding. ➣ The Piggy Bank for Retail Investors With the end of the first phase airdrop, HUMA's marginal effect will certainly decrease in the future, so early participation allows you to occupy a favorable position. Treat HUMA as a piggy bank; every time a pool opens, contribute what you can, and in the future, you will definitely thank your present self. Although saving projects are generally games for big players, HUMA uniquely offers retail investors a different opportunity. ▰ Opportunity 1: Limited Pool Openings The benefit of limiting TVL is that the utilization rate of funds in the pool is higher, and the proportion of funds corresponding to airdrops will also be higher. This gives participating retail investors a chance to earn more than other saving projects. ▰ Opportunity 2: Yap Rewards The Yap rewards from the first phase are well-known, and I believe the second phase will not be too bad either. ▰ Opportunity 3: Weave a Big Player Dream for Yourself As a project likely to transcend cycles, starting with HUMA allows you to nest a bit; in the future, if you have more funds, you might achieve excess returns. The HUMA team places great importance on early users; OGs will receive point bonuses, and those who stake all their first airdrop for 6 months can obtain the "Pioneer Role". In the future, this will be a buff for obtaining excess returns. Moreover, obtaining this buff does not differentiate between big players and retail investors; OGs only care about your participation time, and the "Pioneer Role" only cares about whether you have staked everything. Retail investors have fewer airdrop shares, making the cost-effectiveness of obtaining the role higher. Acquire the role at a low cost, position yourself in advance when you have no money, and let future big players thank your present self. ➣ My Strategy 1⃣ Stake all saving airdrops to obtain the "Pioneer Role" at a low cost. Most of my first-phase airdrops come from "Yap + Kaito Community" rewards, and saving rewards are minimal, so I staked all my saving airdrops at the first opportunity to obtain the "Pioneer Role" at a low cost. 2⃣ Maximize the time within your ability every time a pool opens. The current pool gives priority to staked users based on proportion, and both big players and retail investors will definitely fill it up. I believe this is a common choice for everyone. Classic Mode 10.5% + 1X points is currently the lowest guaranteed return; HUMA will not let the returns of Maxi Mode fall below this, so maximizing is the best choice for retail investors; otherwise, Maxi Mode loses its purpose. 3⃣ Buy $HUMA for staking at the right position. HUMA's initial token empowerment is through USDC deposit limits, binding the project operation model path with the $HUMA token itself. More staking means more limits; to obtain corresponding returns, buy $HUMA for staking at the right position to lock in more future deposit limits. 4⃣ Continue Yap. I always say to continue Yap; to be honest, it's really hard not to rely on AI every day, but I can only try to track the project's progress. --------- Accelerating cross-border settlement cycles is just one of the application scenarios for stablecoins. I believe HUMA will explore more PayFi scenarios in the future. The TGE is just the precursor to HUMA's journey; buy your ticket and board HUMA's big ship; your future will definitely be a starry sea.