Liquidium
Liquidium
BTC0.00%
AAVE-3.21%
SOL-0.93%
MORPHO-1.59%
ETH-1.64%
JST+1.32%
USDC+0.01%
DeFi Lending Market Insight – July 2025 How has the DeFi lending market evolved over the past 6 months? What key trends and shifts are we seeing now? Here’s a quick thread with data, insights, and what it means moving forward 👇
1️⃣ Market Overview According to DeFiLlama, DeFi TVL dropped from $120B → $80B in April, but has since rebounded to $116B. This volatility signals renewed capital inflows, improved stablecoin liquidity, and a return of risk appetite — but also reveals the market’s sensitivity to macro pressure.
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2️⃣ Fragmented Chains, Friction Everywhere Ethereum remains DeFi’s dominant base, holding over 56%+ of total TVL. In contrast, Bitcoin accounts for just around ~5.5%, despite its massive liquidity. DeFi is still chain-siloed — assets are trapped, and capital flow is inefficient. LiquidiumFi is building towards a change.
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3️⃣ Lending Leaders: AAVE Still Dominates, Morpho IsRising The total TVL of lending protocols is ~$56B. And AAVE accounts for about 50%. Top protocols by TVL: •Aave: $26.21B •Morpho: $4.35B •JustLend: $3.74B But all remain chain-contained — no native cross-chain lending.
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4️⃣ LiquidiumFi: Unlock the potential of sleeping BTC LiquidiumFi enables decentralized, native borrowing and lending across Bitcoin, Ethereum, and Solana — without bridges, wrapped assets, or custodians. Users can: •Supply ETH, borrow BTC •Supply BTC, borrow USDC •All without ever leaving Layer-1
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