This BidCast video focuses on how Huma Protocol is expanding its lending scale and profitability through innovative financial products. It's well worth listening, and here's a summary in Chinese: 1. The founder of Huma Protocol introduced the core concept and development history of the platform, emphasising its innovation in the field of decentralised finance (DeFi). 2. Explained in detail the concept of "Total Active Liquidity" (TAL) and how to amplify approximately $100 million in TAL leverage to $4 billion in borrowing and achieve $7 million in net interest income through efficient capital utilisation. 3. Explores payment financing, volume growth, and revenue streams, and analyses how platforms can generate revenue through spreads. 4. Describes Huma's future expansion plans, including increasing the TAL from $100 million to $500 million by 2026, and how new partners and new products such as the PayFi credit card can bring greater growth potential. 5. Risk management, liability structure, current business volume and future opportunities were discussed, as well as how to achieve self-sufficiency and sustained growth. 6. Analyzes how Huma is combined with other payment and settlement innovations, such as the PayFi credit card, and its role in the future development of payment systems. 7. Finally, the team shared a vision for long-term market disruption and ecosystem integration, emphasising how Huma can bring value to $HUMA token holders.