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About Celsius (CEL)

Celsius is an Ethereum-based platform that offers financial services for cryptocurrencies, with the aim to disrupt the financial industry by providing fair interest rates, minimal fees and fast transactions. Individuals can deposit supported cryptocurrencies to earn interest, borrow cryptos and pay others within the platform. Celsius also provides portfolio management services to high net worth individuals and corporations to help them borrow, lend and access digital assets easily.

All loans on Celsius are asset-backed, as users must deposit collateral that is more than the amount of cryptocurrency they wish to borrow. Storing of user assets is done through its native wallet, CELPay.

CEL is Celcius’ native token based on a modified proof-of-stake consensus mechanism. CEL is used to incentivize participation in the ecosystem. Users opting to receive payouts in CEL enjoy unique bonuses, such as higher interest rates and so on.