Recently, tech companies such as Apple, X, Airbnb, and Google are making early contact with crypto businesses to explore the possibility of integrating #稳定币 into payment systems.
@Airbnb discussed a stablecoin application with payment processor Word Pay at the beginning of the year, and X approached Tripe in the development of its payment application, X Money. Apple has also held cooperative dialogues with stablecoin issuers such as Circle. Companies face some compliance challenges when choosing which stablecoin to integrate, and some companies are even considering issuing their own free stablecoins. Overall, this seems to be an important step in the convergence of traditional technology with the crypto ecosystem to reshape the future of digital payments.
There are several benefits to using stablecoins: first, it reduces costs. For example, Airbnb reduces costs by reducing its reliance on Visa and Mastercard, and the second is enabling blockchain technology to achieve near-instant transaction settlement. This is especially important for both X and Airbnb. A third company that can become a fintech leader by backing stablecoins can open up new revenue streams. Stablecoins can also simplify the cross-border payment process, which is suitable for companies with international users.
Although Trump @realDonaldTrump administration has relaxed its stance on crypto regulation, this may pose a barrier to the legitimacy and adoption of stablecoins due to the uncertainty of the regulatory framework. In addition, cryptocurrencies are also susceptible to hacking and fraud, as well as volatility and stability.
The increased interest in cryptocurrencies from tech giants can drive the mainstream of classified currencies, but there are still hurdles to overcome for its widespread adoption and prosperity.
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