Imagine your bank deposits would yield 10%+ almost risk free. Who would invest into stocks, bonds, startups? Who would risk start of new business if you can earn 10%+ passively? Waaay less people. High interest rates are also sign of high inflationary and less developed economies, while lower rates are common for countries with lot of accumulated wealth in society thanks to technological and business innovations or bc of demand for their currency (making it even reserve currency for others) as lower yielding debt/bonds is perceived safer and has higher price (inverse relationship between interest rate and price of bond/money). Or both, as eg US have lot of accumulated wealth and also demand for its currency, savings in $$ or $$ debt. Staking rewards are crypto version of central bank risk free base rate often controlled and set by central committees, or even single person. Maybe there is a place for economic/research fellowship? 🤔