Auto-earn rules

Published on Sep 5, 2023Updated on Mar 14, 20245 min read

OKX Auto-earn is a value-added service that allows you to have your crypto automatically deposited into the OKX Simple Earn Flexible Program. You will earn market-based interest on an hourly basis, and may withdraw their assets from Auto-earn at any time. The entire process is secured by our reliable risk management system so that you can earn profits while their assets are protected.

Use of assets

Crypto assets from Auto-earn will be used to facilitate the provision of OKX's other services.

Subscription and redemption

1. Enrollment
By enrolling in Auto-earn, you are agreeing that all of the assets in your Funding account will be placed in Earn offers when offers become available for the particular assets that the you hold. Upon enrollment, OKX will move assets from a user's Funding account into Earn offers when they become available, if the asset has not had any activity in the past 6 hours. Assets in Trading accounts and Margin assets do not qualify for Auto-earn.

Eligibility: All users are eligible to participate in Auto-earn. However, in order to enjoy the bonus APY offered in a particular cryptocurrency, you will need to complete identity verification.

Example: you buy BTC > your 6-hour timer starts > then you convert BTC 2 hours later > your 6-hour timer starts over.
Following enrollment, the crypto held in your Funding account will be placed in an Earn offer when an offer becomes available. Even if no offer is available, all crypto will remain in the Earn program until a user unenrolls.

2. Redemption
You can redeem their crypto at any time. You will receive the redeemed crypto immediately. Redeemed crypto will not participate in the next round of Auto-earn or generate interest for you until the 6-hour timer of inactivity of that asset has passed.

3. Unenrollment
You can unenroll from Auto-earn through the Portfolio or Earnings page under Earn tab. Once you unenroll from Auto-earn, assets will not automatically participate in any additional rounds of interest generation. You can always choose to re-enroll in Auto-earn from the Portfolio page or My Earnings page.

Rules for deposit limits

The table below shows the deposit limits in the Auto-earn program for different crypto. Master accounts and sub-accounts share the deposit limit. There is no redemption limit. OKX reserves the right to adjust the deposit and redemption limits based on the latest market developments and risks.

Crypto Deposit limit

  • BTC 50
  • LTC 10,000
  • ETH 1,000
  • ETC 40,000
  • USDT 5,000,000
  • XRP 500,000
  • EOS 50,000
  • BCH 1,000
  • TRX 5,000,000
  • QTUM 10,000
  • BSV 1,000
  • DASH 200
  • NEO 1,000
  • OKB 100,000
  • ONT 100,000
  • ADA 1,500,000
  • ZEC 4,000
  • IOST 10,000,000
  • OMG 20,000
  • XLM 2,000,000
  • BTT 100,000,000
  • ATOM 20,000
  • ALGO 100,000
  • XMR 5,000
  • LINK 50,000
  • BTM 200,000
  • HC 20,000
  • ZIL 2,000,000
  • ELF 200,000
  • IOTA 300,000
  • XTZ 50,000
  • VSYS 500,000
  • HBAR 200,000
  • RVN 50,000
  • THETA 300,000
  • NAS 100,000
  • SNT 2,000,000
  • XEM 500,000
  • COMP 100
  • KNC 20,000
  • DOGE 10,000,000
  • DOT 50,000
  • SRM 5,000
  • ANT 5,000
  • SNX 2,000
  • MKR 100
  • ZRX 100,000
  • DOT 50,000
  • BAT 50,000
  • WAVES 5,000
  • YFI 1
  • YFII 5
  • SUSHI 2,000
  • CRV 2,000
  • UMA 500
  • BAND 500
  • JST 200,000
  • REN 20,000
  • KSM 200
  • TRB 200
  • RSR 200,000
  • WNXM 200
  • BAL 200
  • STORJ 20,000
  • LRC 50,000
  • SWRV 1,000
  • SUN 200
  • UNI 10,000
  • AVAX 2,000
  • FLM 10,000
  • ZEN 2,000
  • FIL 1,000
  • AAVE 500
  • CVC 100,000
  • GRT 30,000
  • NEAR 15,000
  • EGLD 500
  • BNT 15,000
  • 1INCH 5,000
  • MIR 2,000
  • TORN 150
  • MASK 5,000
  • CFX 20,000
  • CHZ 30,000
  • MANA 600,000
  • ALPHA 15,000
  • LUNA 3,000
  • FTM 150,000
  • CONV 300,000
  • SKL 50,000
  • DORA 1,000
  • ENJ 20,000
  • MATIC 100,000
  • FLOW 5,000
  • SAND 50,000
  • PERP 5,000
  • ANC 5,000
  • SC 500,000
  • CRO 250,000
  • LAMB 500,000
  • LPT 2,000
  • CELR 1,000,000
  • XCH 1,000
  • LAT 50,000
  • CSPR 100,000
  • ICP 3,000
  • SHIB 100,000,000,000
  • NANO 3,000
  • AKITA 6,000,000,000
  • MINA 15,000
  • BZZ 10,000
  • KAR 15,000
  • YGG 10,000
  • CLV 25,000
  • EFI 20,000
  • CQT 30,000
  • WNCG 10,000
  • SLP 100,000
  • AGLD 10,000
  • NYM 4,000
  • ASTR 70,000
  • DOME 400,000
  • API3 1,000
  • RSS3 6,000
  • UMEE 40,000
  • LOOKS 2,500
  • GLMR 1,000
  • SOS 1,500,000,000
  • BICO 1,000
  • PEOPLE 150,000
  • NFT 1,000,000,000
  • IMX 6500
  • ENS 100
  • BABYDOGE 2,000,000,000,000
  • KISHU 1,500,000,000,000
  • STARL 90,000,000
  • GODS 500

Interest rate setting and interest distribution

1. Interest rate setting
OKX sets APY based on borrowing demand every hour. By enabling Auto-earn, we will automatically match the user with the current market APY.

2. Interest calculation and distribution
For you whose lending offers are successfully matched on the hour T, the hourly interest for the corresponding loan amount from T to T+1 will be distributed on the hour T+1.

3. Minimum balance requirement for interest generation

  • Crypto price ≥ 1,000 USDT: Balance of 0.0001 of token required
  • 100 USDT≤ Crypto price < 1,000 USDT: 0.001
  • 10 USDT≤ Crypto price < 100 USDT: 0.01
  • 1 USDT≤ Crypto price < 10 USDT: 0.1
  • Crypto price < 1 USDT: 1

Note: Crypto prices are updated at 16:00 UTC every day.