Daily Yield Program Terms and Conditions

Published on Aug 11, 2026

Last Updated: August 2026

As OKX TR Kripto Varlık Alım Satım Platformu Anonim Şirketi ("OKX TR"), and in accordance with Article 51 of the Communiqué on the Procedures and Principles of Operation and Capital Adequacy of Crypto Asset Service Providers, a program (“Daily Yield Program”) is offered to you by Türkiye Vakıflar Bankası Türk Anonim Ortaklığı (“Vakıfbank”) to provide overnight yield on the balance held in your account. If the User activates the option (“Auto Earn”) for amounts subject to orders that have been placed but not yet executed to be automatically evaluated under the Daily Yield Program, within the procedures and limits set out below, the User shall be deemed to have accepted the conditions relating to Auto Earn set out below.

As a user, you may allocate any desired amount of your cash balance (“Amount Subject to Yield”) to the Daily Yield Program by logging into your account via the app or website and selecting the program before 4:30 PM each day in full working days and before 11:30 AM in half working days. As of 4:30 PM in full working days and as of 11:30 AM in half working days, the Amount Subject to Yield will be transferred from our user balance accounts held at Vakıfbank and transferred to a time deposit account opened at Vakıfbank for the purpose of yielding. The period between 4:30 PM and 6:00 PM on full working days and between 11:30 AM-1:00 PM on half working days is defined as the 90-minute "Bank Processing Period", during which no transactions can be performed by the user on the Amount Subject to Yield. Balances remaining in the time deposit account until 9:00 AM will accrue yield. The yield and the Amount Subject to Yield will be automatically transferred to your OKX TR account by 10:00 AM. OKX TR reserves the right to deduct, at its sole discretion, service fees and similar additional charges from the yield amount.

OKX TR will not combine the Daily Yield Program account with its own account; nor will it use this account as collateral or subject it to any pledge.As a user, even if you have opted into the Daily Yield Program, you retain the right to withdraw the portion of the Amount Subject to Yield up to TRY 5,000,000 (five million Turkish Lira) (inclusive) at any time, except during the Bank Processing Period, in which case you will not benefit from the yield with respect to that amount. With respect to amounts exceeding TRY 5,000,000 (five million Turkish Lira), regardless of whether the relevant amount has been manually included in the Daily Yield Program or is being evaluated under Auto Earn or Auto Overflow, the User has no right of withdrawal during the yield period. The Amount Subject to Yield not withdrawn by the User will remain constant and will not be reduced.

If the Amount Subject to Yield includes funds utilized by the User through recurring trading bots, (i) such amounts will not be considered part of the Amount Subject to Yield, and the User will not be entitled to any yield from them, and (ii) OKX TR provides no guarantee against any reduction of such funds. OKX TR reserves the right to decide, at any time, to include such amounts, in whole or in part, within the scope of the Amount Subject to Yield.

Auto Earn

  • For Users who have activated the Auto Earn option, the portion up to TRY 5,000,000 (five million Turkish Lira) (inclusive) of amounts subject to orders that have been placed but not yet executed will be automatically evaluated under the Daily Yield Program throughout the period until the order is executed. With respect to amounts exceeding TRY 5,000,000 (five million Turkish Lira), the User has no right to automatically benefit from the Daily Yield Program; in order for the exceeding portion to benefit from the program, the User must manually include such amount in the Daily Yield Program in accordance with the procedure set out above.

  • If the User activates the Auto Overflow feature, the aforementioned limit of TRY 5,000,000 (five million Turkish Lira) will not apply; the User will benefit from Auto Earn with respect to the entirety of amounts subject to orders that have been placed but not yet executed, without any upper limit on the amount.

  • If the relevant order is executed while the amount evaluated under Auto Earn is held in the time deposit account at Vakıfbank (including the Bank Processing Period, i.e. the period from the moment the amount is transferred to the time deposit account until it is returned to the OKX TR account by 10:00 AM), the User will not benefit from that day's yield with respect to such amount.

  • OKX TR reserves the right to change, at any time, the amount of TRY 5,000,000 (five million Turkish Lira) relating to placed orders to be evaluated under Auto Earn.

The yield rates are determined by Vakıfbank and are not fixed. OKX TR has no involvement in the determination of the yield rate or process. OKX TR does not provide any guarantees or commitments regarding the services offered by Vakıfbank and shall not be held responsible for any losses incurred through your use of such services.

If you do not wish to benefit directly from the Daily Yield Program, upon your consent, OKX TR may include your account balance in the Daily Yield Program. In this case, the yield generated from the Daily Yield Program will not be credited to your account and will belong to OKX TR.

The product features, yield methods, lock-up hours and fees may be changed, or this product may be terminated, by the licensed institution cooperated with under the Banking Law No. 5411 dated 19/10/2005 and/or OKX TR. OKX TR has the right to unilaterally amend these service terms.